US Senate Crypto Bill Jan 15 Vote: The Decisive Moment for Digital Assets

The long-awaited clarity for the U.S. crypto market is finally within reach. The U.S. Senate is potentially closer than it's ever been to passing a comprehensive crypto market structure law, as the Senate Banking Committee prepares for a critical step. According to CoinDesk, a markup for the US Senate Crypto Bill Jan 15 Vote is scheduled for next week, marking a major turning point in digital asset regulation.

US Senate Crypto Bill Jan 15 Vote: Why It Matters Now

Chairman Tim Scott has indicated that the panel is ready to advance the latest draft. "I think it’s important for us to get on the record and vote," Scott noted in a recent interview. If the committee approves the bill on Jan. 15, 2026, it will move to the Agriculture Committee and eventually to the full Senate floor. Given the House's prior passage of the Clarity Act, this Senate version could be the final piece of the puzzle heading to President Donald Trump's desk.

DeFi, Ethics, and Yield: The Final Sticking Points

Despite the momentum, several hurdles remain. Democrats are still pushing for stricter oversight on DeFi (decentralized finance) and clearer rules regarding stablecoins that offer yield. Furthermore, ethics demands based on President Trump's personal crypto ties have become a central part of the negotiation. Negotiators have reportedly satisfied numerous other Democratic requests, but these core issues could still determine the bill's fate.

Industry Giants Storm Washington D.C.

The crypto industry isn't sitting on the sidelines. This week, a diverse group of participants including executives from Binance.US, Crypto.com, and Hedera are blanketing Senate offices. Their goal is to provide technical insights and pressure lawmakers to maintain a pro-innovation stance as the markup deadline approaches.