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EconomyAI Analysis

Visa Crypto Card Spending 2026: Rivaling P2P Transfers

1 min readSource

Visa crypto card spending is now rivaling P2P stablecoin transfers in 2026. Explore how Artemis research highlights the shift toward mainstream digital payments.

Crypto's moving from investment wallets to physical ones. New research from Artemis shows that crypto credit and debit card spending is now rivaling peer-to-peer (P2P) stablecoin transfers, marking a significant shift in how digital assets are used.

Visa Crypto Card Spending and Market Leadership

It's no surprise that Visa is capturing the lion's share of this on-chain volume. Thanks to early infrastructure partnerships, they've built a commanding lead. While P2P transfers used to dominate the scene, Artemis notes that daily purchases via cards are becoming the new norm for crypto users.

The Infrastructure Advantage

Visa's success doesn't just happen by accident. By integrating with Web3 native protocols early on, they've turned complex blockchain transactions into simple card swipes. This bridge between traditional finance and decentralized tech is what's driving the surge in Visa crypto card spending.

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