Buck Labs Debuts 7% Yield 'Savings Coin' Backed by Strategy Bitcoin Holdings

Could your idle crypto start earning like a high-yield savings account? Buck Labs just launched its new 'SavingsCoin' designed to deliver a targeted 7% annual return by tapping into the massive Bitcoin treasury of Strategy (MSTR).

How Buck Crypto Token Generates 7% Yield

The Cayman Islands-based Buck Labs introduced the BUCK token on January 6, 2026. The token's yield is funded indirectly through the foundation's holdings of Strategy's bitcoin-linked perpetual preferred stock. With nearly 675,000 BTC on Strategy's balance sheet, the product aims to offer a predictable return for dollar-denominated crypto holdings.

Priced initially at $1, BUCK isn't your typical stablecoin. It doesn't maintain a hard dollar peg, meaning its price can fluctuate based on market conditions. Travis VanderZanden, founder of Buck Labs and former executive at Uber and Lyft, stated that BUCK is designed for 'what happens in between' spending—earning rewards on idle capital.

Governance and Market Positioning

The token operates as a governance asset, allowing holders to vote on reward distribution and protocol decisions. Interestingly, Michael Saylor and Strategy aren't affiliated with the project. Buck Labs positions this as a complement to existing stablecoins, catering to users who want to earn crypto rewards without becoming active speculators.